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Mailing Address:
P.O. Box 510157
New Berlin, WI 53151-0157


The Affiliated Credit Associations, Inc. was created by five (5) credit associations, originally chartered as the American Credit Association. In 2003, the name of the organization was changed to more accurately reflect the companies goals, objectives, and mission.

ACA Mission Statement

To strategically align credit and collection service companies for the purpose of creating, offering and administering co-operative programs, tools and services that Member Associations may offer to their customers. ACA leverages itself through a combined critical mass of its members clients, to negotiate contracts, services, hire speakers, purchase products, obtain better pricing and deliver direct value back to the entities who consist of each party of the whole ACA buying group. ACA exists solely for its constituents benefit.

          "It is better to have enough ideas for some of them to be wrong, than to be always right by having no ideas at all."
                                                         Edward de Bono

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  Last Updated: September 25, 2020